In the event that a Little Brother/Little Sister is involved in some type of accident involving an injury during a match activity, Big Brothers Big Sisters of Puget Sound has an excess accident policy, which may provide certain benefits. Benefits payable are determined by the following information.
1.) If the injured is currently covered through a separate health insurance policy, that policy will act as primary insurance. The excess accident policy provided by Big Brothers Big Sisters will act as a secondary insurance. This means that the injured will have to submit the claim to his/her own insurance company prior to submitting a claim to Big Brothers Big Sisters accident insurance.
2.) If the injured party is not currently covered by any other health insurance policy, the excess accident policy provided by Big Brothers Big Sisters will act as primary insurance. A claim may be submitted directly to the accident insurance company and will be subject to a $25 deductible.
The maximum medical expense amount $25,000 with a $25 deductible for primary medical claims, and a $250 per tooth deductible up to a maximum benefit of $500 for injuries requiring dental work. I acknowledge that I have read and understand the accident policy outlined.